VA approved; Iconic Mortgage Corp – NMLS #1547953. Not affiliated with the Dept. of Veterans Affairs or any government agency.

VA Loan Miami

2.75% (2.949% APR) RATES 15 YEARS TERM
Find out which new VA benefits you are missing out on in 2017.
See if you Qualify for an Escrow Refund check up to $5,000
VA Home Loans Benefits:
  • culito 0 Down loans
  • culito No cash out of pocket
  • culito Qualify within 24hrs
  • culito Escrow refund check up to 5k


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VA Loan Miami

The VA loan Miami provides to veterans a federally guaranteed home (the guaranty means the lender is protected against loss if you, or a later owner fails to repay the loan), with no down payment. The Department of Veterans Affairs, is the one whom establish the rules of VA loans for those who may qualify, and dictate the terms of the mortgages offered, and insure VA loans against default.

This special loan program designed specifically for veterans can be issued by any VA approved lender. VA loan Miami makes buying a home extremely attractive for those who have served in the military. VA loans also offer feature flexible requirements, no private mortgage insurance (PMI), and extremely competitive mortgage rates.


In order to qualify for a VA Loan Miami, a veteran must have served 181 days during peacetime, 90 days during war time, or 6 years in the Reserves or National Guard, or have a discharge other than dishonorable. The spouse of a service member killed in the line of duty, may also qualify. VA applicants must present a certificate of eligibility, which establishes their record of military service, to the lender. VA loans, FHA loans and other loans insured by departments of the United States government are securitized by the Government National Mortgage Association.


VA loan Miami offer up to 100% financing on the value of a home and will guarantee a maximum of 25 % of a home loan amount up to $104,250; furthermore, this limits the maximum loan amount to $417,000. Usually, you may borrow the reasonable value of the property or the purchase price, whichever is less, plus the funding fee. All veterans must qualify for. they’re not automatically eligible for the program.

  • VA loan Miami guarantees a portion of the loan, enabling the lender to provide you with more favorable terms and with no down payment.
  • VA loan Miami offer you other housing-related programs to help you buy, build, repair, retain, or adapt your own home for your personal occupancy.
  • For Native American veterans the program Native American Direct Loan (NADL) program reduce the interest rate on a VA loan Miami.
  • After you obtain a VA loan Miami, you can apply for different refinance plans or the Adapted Housing Grants program. This is for Veterans with a permanent and total service-connected disability purchase; and allows you to lower your current interest rate; or to remodel and modify your house.
VA Loan Miami

VA Loan Miami

The VA defines allowable fees and charges that the veteran applicant can pay; or closing costs charged to the applicant. Furthermore, each local VA office determines as reasonable and customary these costs. All other costs in the transaction are non-allowable. Additionally, the seller generally pays them when purchasing a new home; or the lender pays them when refinancing your current VA mortgage.

Between the cost that you have to consider, are the VA Funding fee. You pay this paid to the VA to help fund the program. Additionally, it varies depending on type of service, loan amount, down payment and subsequent VA Loan Miami usage. Furthermore you can pay this fee in cash at closing; but most applicants choose to add this cost into their monthly payments. And the property taxes that are 1.2% of the home’s value; although this may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home’s value but can change depending on insurer.

Speak with a Home Loan Specialist today

Contact us: (888) 352-9005 

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